American Express Cd Rates

American Express Cd Rates Rating: 4,8/5 1871 reviews
  1. American Express 5 Year Cd Rates
  2. American Express Cd Rates
  3. American Express Cd Rates Highest
  4. American Express Cd Rates

This is a competitive rate for the current interest rate environment. Benefits of the: FDIC insured: Savings, CD and money market accounts by American Express are FDIC-insured up to $250,000 per account. American Express Bank 6 month CD yield is at 1.00 percent, just below the national average six-month CD rate of 1.018 percent. The bank's longer term certificate of deposit rates are above the national average rate. Currently their 12 month certificate of deposit APY is 1.75 percent, the national average this week is 1.308 percent.

Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. Sample Monthly Payment: $22.31 for every $1,000 borrowed at 3.39% APR for 48 months. Your payment may vary. Rates current as of and are subject to change without notice. .The national average APY referenced is published in the FDIC's Weekly National Rates and Rate Caps; average rate used is for savings deposits under $100,000. Visit the FDIC website for details. †You are generally permitted to make up to nine (9) withdrawals or transfers out of your High Yield Savings Account during a monthly statement cycle. The national average for a 12 month CDs sits at just 0.22% APY currently, however, many credit unions are still offering near 1.00% APY on 12 month terms. American Express’s certificates of deposit still feature ascending rates with ascending terms – meaning the longer you lock up your funds, the higher the rate you will receive.

Available nationwide, American Express has a large range of products for your specific needs. They currently offer standard CD rates for a 6 to 60-month term. By joining American Express you will be able to take advantage of incredible CD rates that will earn you a higher interest rates than a regular savings account. All for no minimum balance!

Currently, they are offering a wide array of CD rates! CDs are great if you want to lock in a rate for a one-time deposit so if you are interested in opening one with American Express, don’t hesitate to join and open a CD today!

Discover Bank CD Rates and CIT Bank CD Rates
12-Month Term0.30% APYApply Now
13-Month Term0.35% APYApply Now
18-Month Term0.30% APYApply Now
4-Year Term0.50% APYApply Now
American Express Cd Rates

Table of Contents

American Express 5 Year Cd Rates

American Express Cd RatesAmerican

American Express Cd Rates

American Express CDs

CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! American Express wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.


CD Features

  • No minimum balance requirement
  • Interest credited monthly
  • Earn compounding interest until maturity
  • Federally Insured by the FDIC

Bottom Line

If you are interested in a short term or long term CD, then American Express might be the one for you offering great CD Rates! Best of all, there is no minimum balance requirement so just pick your CD term and watch your money grow.

You can also be rest assured that American Express is federally insured up to $250,000 by the FDIC. Sign up for a CD with American Express today to enjoy their great CD rates. If you are not interested or eligible, then check out our full list of Best CD Rates here at HMB!

American Express Cd Rates Highest

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

American Express Cd Rates

Related posts: