Certificates of Deposit Government-insured. Nationwide deposits by mail, phone, online or at a branch if nearby. More Nationawide CD Rates Months (mo)
Years (yr) | Term | APY | Notes* | Minimum | Bank | | 1-mo | 0.50 | p | $5,000 | MutualOne Bk | | 1-mo | 0.25 | b,p | $1,000 | Beal Bk USA | | 1-mo | 0.20 | p | $500 | 3rd Fed S&L | | 7-mo | 0.45 | p | $500 | Marcus | | 7-mo | 0.35 | p | $500 | My Banking Direct | | 7-mo | 0.35 | p | $500 | NY Comm Bk | | 16-mo | 0.40 | p,r7 | $1,000 | Dollar Savings Direct | | 16-mo | 0.40 | p,r7 | $1,000 | EmigrantDirect | | 19-mo | 0.40 | i,p | $1,000 | Capitol Fed | | 39-mo | 0.45 | i | $100 | 3rd Fed S&L | | 39-mo | 0.45 | p | $500 | 3rd Fed S&L | | 3.5-yr | 0.70 | i,p | $1,500 | TIAA Bk | | 3.5-yr | 0.55 | i,p | $1,000 | Capitol Fed | | 49-mo | 0.80 | b,i,n,p | $10,000 | NASA FCU | | 55-mo | 1.05 | p | $500 | 3rd Fed S&L | | 7-yr | 1.24 | i,n,p | $40,000 | Northrop Grumman FCU | | 7-yr | 1.00 | i,n,p | $2,500 | AFFCU | | 7-yr | 0.75 | n,p | $1,000 | Pentagon Fed CU | | 7-yr | 0.60 | i,p | $2,500 | Discover Bk | | 10-yr | 0.60 | i,p | $2,500 | Discover Bk |
Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. *Notes: Example, 'b,i,p' means that the account can be opened as a Business account, or an IRA, or a regular Personal account. a18: Maximum age is 18.
a23: Maximum age is 23.
a50: Minimum age is 50.
b: Business account.
e: Rate guaranteed until specific date.
f: Variable rate.
g1: Not available in CA, FL, NY or PA.
i: IRA.
k: Brokered; issued by an FDIC-insured bank and sold by a brokerage.
m0: Maximum $20,000.
m1: Maximum $10,000.
m2: Maximum $501.
m3: Maximum $25,000.
m4: Maximum $2,000.
m5: Maximum $35,000.
m6: Maximum $50,000.
m7: Maximum $5,000.
n: NCUA-insured. Anybody can join (unless Note 'o' is indicated) otherwise workarounds for membership restrictions usually available.
o: Military and their family only.
p: Personal account.
r0: Requires $1 checking account with one monthly direct deposit or bill payment.
r1: Requires one monthly direct deposit or ACH auto debit, and 10 debit card transactions.
r2: Requires $200/month direct deposit.
r3: Requires $100 checking account.
r4: Requires one monthly direct deposit, ACH payment, or online bill payment, and 15 debit card transactions.
r6: Requires 10 monthly debit card transactions.
r7: Requires $1 savings account.
r8: Requires $1,000 in direct deposits and 15 debit card purchases monthly.
r9: Requires $25 savings account.
r10: Requires $5 savings account.
r11: Requires one monthly electronic deposit from payroll, pension, social security, or annuity; and 7 electronic withdrawals.
r14: Requires 15 transactions/month.
r16: Requires one monthly direct deposit, one online bill payment, and 15 debit card transactions.
r21: Requires $1 checking account with one monthly net pay direct deposit; 10 checks, ACH withdrawals, and/or debit card transactions.
r22: 1st year APY. Information subject to change; deemed reliable but not guaranteed. Please verify with the financial institution before depositing and notify us of discrepancies immediately. |
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